Checklist of Documents Required for Home Loan
Checklist of Documents Required for Home Loan
The list of documents required to apply for a housing loan is as follows:
1. Completed Application Form
2. Passport size Photographs
3. Proof of Identification: (Any one of the below)
– PAN Card
– Passport
– Aadhaar Card
– Voter’s ID Card
– Driving License
Proof of Age: (Any one of the below)
Aadhaar Card
PAN Card
Passport Birth Certificate
10th Class Mark sheet
Bank Passbook
Driving License
Proof of Residence: (Any one of the below)
Bank Passbook
Voter’s ID
Ration Card
Passport
Utility bills (Telephone Bill, Electricity Bill, Water Bill, Gas Bill
LIC Policy Receipt
Letter from a recognized public authority verifying the customer’s address.
Income Documents
For Salaried Individuals: Form 16
Certified letter from Employer
Payslip of last 2 months
Increment or Promotion letter
IT returns of past 3 years
Apart from the proof of income of the salaried individual, he would also have to furnish any investment proofs (like fixed deposits, shares, etc) and his passport-size photographs.
Self Employed: Income Tax Returns (ITR) of last 3 years
Balance Sheet and Profit & Loss Account Statement of the Company/Firm (duly attested by a C.A.)
Business License Details (or any other equivalent document)
The license of Professional Practice (For Doctors, Consultants, etc.)
Registration Certified of Establishment (For Shops, Factories & Other Establishments)
Proof of Business Address
File Charges 3880.00/- (Security Amount) will be refunded three thousand with the loan amount & DOCUMENTARY FEES:- 880/-(NON- REFUNDABLE) & Rate of interest is 5.75%.
Property Documents Required For Home Loan:
NOC from Society/Builder
A detailed estimate of the cost of construction of the house
Registered Sale Deed, Allotment Letter, or Stamped Agreement of Sale with the Builder (original document)
Occupancy Certificate (in case of ready-to-move-in properties)
Property Tax Receipts, Maintenance Bills, and Electricity Bills
Receipts of the advance payments made towards the purchase of flat (original document)
An approved copy of the building plan (key plan/floor plan in case of purchase of flats)
Original of the land tax paid receipt and possession certificate as issued by the revenue authority
Payment receipt or bank account statements showing payments made to the Builder or Seller
For Terms and Conditions, please contact the D.M.A. TFL
